Horizon Financial Services is concerned about your privacy. Please read the following to learn more about our privacy policy. This Privacy Policy covers Horizon Financial Services' treatment of personal information that is collected when you use our site or services. This policy also covers Horizon Financial Services' treatment of any personal information that our business partners share with us or that we may collect on a partner's site. This policy does not apply to the practices of companies that Horizon Financial Services does not own or control, or to people that Horizon Financial Services does not employ or manage. Information Collection and Use Horizon Financial Services collects personal information when you begin the "Ask Horizon" online debt consultation form. Horizon Financial Services may also receive personal information from our business partners or creditors. When you access the Internet, the computers that host Web sites you visit automatically receive some anonymous information. This "usage data" may include a record of which pages a Web browser has visited. Horizon Financial Services' web servers receive this same usage data when customers visit Horizon Financial Services' web sites. This information is only used for statistical purposes by Horizon Financial Services. Information Sharing and Disclosure Horizon Financial Services will not sell or rent your personal information to anyone. Horizon Financial Services may send personal information about you to other companies or people when: • We have your consent to share the information; • We need to share your information to provide the product or service you have requested; or • We need to send the information to companies who work on behalf of Horizon Financial Services to provide a product or service to you. (Unless we tell you differently, these companies do not have any right to use the personal information we provide to them beyond what is necessary to assist us.) Cookies Horizon Financial Services does not use Internet Cookies. Security The only confidential information we request is on the "Ask Horizon" page. Horizon Financial Services must obtain this information in order to consult you on your debt situation. Changes to this Privacy Policy Horizon Financial Services may amend this policy from time to time. If we make any substantial changes in the way we use your personal information, we will notify you by posting a prominent announcement on our pages. Customer Concerns If you are a consumer with concerns about the Horizon Financial Services online privacy policy or its implementation, you may contact us toll free at (800) 667-0143.
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